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Riester savers could get the most out this with prevention models, which already possessed a profitable accumulation phase. They should ensure high yield opportunities at the same time are guaranteed the deposits and State allowance at the beginning of the payout phase”, explained Ursula Dummke, and also describes a powerful cash-out phase. For the first Riester retirees the payout should be attractive based on Fund and a concept of individual deposit control starts now.” According to a study published in July 2011 the Institute of retirement and financial planning GmbH offers an excellent pension amount the cooperative financial network”the Riester Fund savings plan.